Lareau Blog - Page 7 of 7 - Insurance brokers

Smoke gets in your eyes…

Charles-Antoine Carra Auteur Lareau - Charles-Antoine Carra

When a lovely flame dies, smoke gets in your eyes… Everyone knows this popular standard, most famously sung by Nat King Cole. We think of the soft crackling and romanticism of a roaring fire with its surrounding warmth, but there is another side to it. As the cold weather begins, we should be more aware of this. But can the pleasant smell of burning wood be so harmful? Well, it is. Winter smog in urban areas is largely caused by wood heating during the winter. This smog can result in a number of cardiovascular and pulmonary diseases, and cause and aggravate asthma and emphysema symptoms. An old wood stove by itself emits as much pollution (calculated in terms of particles) as four recently EPA certified stoves (the certification standard now mandatory for wood stoves). Moreover, the ambient air in the Lire la suite…

Choosing an independent broker

Charles-Antoine Carra Auteur Lareau - Charles-Antoine Carra

When buying insurance, you have many options. Many of our clients choose Lareau Insurance Brokers because we offer a service you can trust from a local independent broker. Here are a few reasons why: Better understand you Working with an independent local broker allows the insurance company to better understand the local issues and concerns that affect your day-to-day life. Rather than opting for insurance packages designed at a multinational office, an independent local broker will ensure that the main focus in your policy is YOU. Will work harder for you We pride ourselves on the contact we have with our clients because you are more than just a customer. You are our neighbors, colleagues and friends. As a result, we will have your best interests at heart, and more than just the bottom line. We will also work harder Lire la suite…

Is peace of mind worth less than 5% of your trip?

Charles-Antoine Carra Auteur Lareau - Charles-Antoine Carra

Travelers often ignore travel insurance when planning their trips abroad. However, most book their vacations to get away from the hustle and bustle of our daily lives. If something goes wrong on your trip, you want to make sure your needs are taken care of. Here are some tips on buying travel insurance: Get a policy tailored to your needs Travel insurance comes in many shapes and sizes. Ask your broker which option is best. You can choose to get full medical coverage or simple trip cancellation insurance. We spend so much time planning our vacation that if something was to happen, the whole experience would be for naught. Read the fine print When choosing medical coverage abroad, make sure you are aware of all the details. For example, if there is a medical emergency, you want to be taken Lire la suite…

Special offer for Subaru lovers

Charles-Antoine Carra Auteur Lareau - Charles-Antoine Carra

Earlier this month, we rolled out a special offer for members of theMontreal Subaru Club (MSC). While the special deal applies to all club members who own a Subaru, we also offer up to 30% off car insurance premiums when combined with home insurance. We reached out to this community of Subaru connoisseurs because it is an established group that hosts events, produces a magazine and offers a great forum for discussion about Subaru among its members. Because the MSC is also devoted to performance vehicles, we offer an opportunity for club members to reduce their premiums and still be able to responsibly enjoy their Subaru to its full extent. Broker Julien L’Heureux manages this promotion and responds to concerns on the MSC’s website. He also actively participates in the forum, responding to user questions when they arise. Julien knows Lire la suite…

Reduce the risk of having your vehicle stolen

Charles-Antoine Carra Auteur Lareau - Charles-Antoine Carra

As of last March, the information centre of the Service de police de la Ville de Montréal (SPVM) offers its patrol cars direct access to the Sherlock Antitheft Marking database. Thanks to an alphanumeric code engraved on over 50 parts of each vehicle, police can easily trace stolen cars or parts. In 2009, 31 091 cars were stolen in Quebec, an alarming increase. Sherlock Antitheft Marking, recommended by the Automobile Protection Association (APA), reduces your risk of car theft by 30 to 50%*. Furthermore, in Quebec, the majority of insurance companies will charge 10 to 20% less for the theft portion of your car insurance if your vehicle is equipped with SAM. This protection is more than worth it. In four years, the amount you save on your car insurance will come out to more than the cost of the protection. This Lire la suite…

Protecting Yourself with Social Media

Charles-Antoine Carra Auteur Lareau - Charles-Antoine Carra

Social media is a phenomenon that stretches across the globe. Millions of social media users post pictures, updates and articles daily. We are sharing more of ourselves than we ever did before. We are placing personal pictures, writing our personal e-mails, and potentially giving out vital personal information such as dates of birth, addresses and cell phone numbers. How do we protect ourselves from our personal information falling into the wrong hands? Here are a few tips: Avoid posting your address It is very simple for someone to find out where you live if you use Facebook. Some users post pictures outside their home or at the corner of their street. Others may post their address directly on their profile. Be careful whom you allow to see your information. Do not give out information which can be used to verify Lire la suite…

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